Business Finance

How keyman insurance is taxed in the UK — when premiums are deductible, how payouts are treated, and the Anderson principles.

A plain guide to key person (keyman) insurance — what it covers, who needs it and how much cover to take.

A clear explanation of how a merchant cash advance works — card-sales repayment, factor rates and the holdback.

How UK government-backed business funding works — the Growth Guarantee Scheme, Start Up Loans, and who qualifies.

How self-employed sole traders can borrow — eligibility, amounts, the role of personal credit, and how to apply.

What drives UK business loan interest rates, how APR works, and how to get the sharpest pricing.

The real differences between secured and unsecured business loans, and how to decide which suits your business.

Bad credit does not have to stop you borrowing. The UK business loan options that work, and how to improve your odds.

How new UK businesses can secure funding — startup loan options, eligibility and how much you can realistically borrow.

A plain-English guide to how business loans work in the UK — interest, terms, repayments and what lenders look for.